Can you afford to be wrong?

If God really does exist and He created hell as home for sinners, then can you afford to be wrong about whether or not you will end up there? If one person believes in God and that He created hell as a home for sinners and is therefore terrified over the possibility of ending up there, and another person does not believe in God or hell and therefore lives comfortably, how can you tell which one is correct? Can you afford to be wrong? If God does exist and created hell as the destination for sinners, then not believing in Him or in hell has absolutely no effect on their existence. What if you are wrong? If a Christian is wrong, then they are wrong for their lifetime but if an atheist is wrong, then they are wrong for eternity. Are you willing to make that gamble? Are you willing to challenge the Creator of the Universe? Is it easier to believe that nothing created everything or that creation must have had a creator? You know that your house exists, it is a building and must have had a builder. Perhaps you were that builder. You know that the cars on the road exist, they too had a creator, Ford/Chevy/Dodge/Honda/etc. You know that sun exists, you can feel its warmth and see its light every day, it too was created. So is it really so hard to believe that God created everything? You know the answer.